An insurance claim is a formal request made by a policyholder to the respective insurance company for compensation in case of a policy event. Once the policyholder files a claim, the insurance company validates, approves, and then issues the payment to cover the losses. While it’s possible to settle the matter between you and your insurer, sometimes it’s hard for the two parties to reach an agreement.

It’s important to note that your financial interests and those of your insurer are in natural conflict – on your part, you’d want a maximum payout, and, in contrast, your insurer would like to minimize the monetary value of the claim as much as possible. Because of these opposing views on the claim, you may need to fight to receive full compensation.

To survive this fight, it’s advisable to get professional help from an experienced attorney who’ll help you secure a fair settlement. Whether you have a denied claim or a claim that is undervalued, a legal expert will help you file a lawsuit to get the compensation you deserve.

At The Law Offices of Wilvin J. Carter, we have a team of attorneys with a deep understanding of insurance law. When you consult with us, we’ll take time to evaluate your situation and the reason why your claim is has been denied or underpaid before initiating the legal process. No matter how complicated or simple the issue is, we’ll help you to pursue your claim successfully.

Need a fast insurance claim settlement? Contact us today.

 

Frequently Asked Questions

Insurance Claim FAQ

What can I expect from my insurance provider if an accident happens?

Accidents can happen anytime. If you encounter an accident, you expect insurance to come through for you. Unfortunately, this does not happen all the time. Insurance is a business and they will do everything to pay you as little as the circumstances would allow. This is why you need a personal injury lawyer who can represent your and protect your rights.

What does it mean when my claim is denied?

Insurance companies are required to observe good faith in reviewing claims filed. Consequently, they need to acknowledge and investigate on the claim with 15 days after filing. After 15 days, the company will send a decision whether your claim has been approved or rejected. A denied claim is a rejected claim. In this case, you may need a personal injury lawyer to deal with the insurance adjusters and ensure that your insurance company will get hold of the pertinent records that will help approve your claim.

What are the possible causes for the denial of the claim?

Your claim may be denied for the reason that it is filed late or that it was not valid. If your claim was filed late we may help you find some exception to exempt you from the reglementary period.